There are a range of investment loans and loan features available to investors -
ranging from simple Home Loans to the more complex loans that allow you to manage
your tax, gearing and repayments. Different loans will suit different needs and
there are often many features you need to consider.
Home Loans
Most of the residential variable rate home loans are also available for investment
purposes. The payment strategy is the same with minimum repayments needing to be
paid each month, with the loan term set for up to 30 years.
These home loans must be secured by residential property.
Line Of Credit Loans
Line of credit (or equity) loans are interest only variable rate loans secured against
residential property. They allow borrowers to borrow up to a specified limit and
provide access to funds, when required, up to the original limit set. Generally,
the minimum repayment required is the monthly interest only.
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